Your portfolio may have hit double digits, but credit card debt with 24.2% average interest in May 2025 can outpace investment gains. Stoy Hall, CEO of Black Mammoth, advises prioritizing cash flow and stability first: ensure an emergency fund and know your burn rate. Only once your finances are stable should you focus on investing, as this is when wealth building becomes realistic.
https://www.investopedia.com/credit-card-interest-payments-11744612
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