Mortgage arrears in Ontario have surged to a 13-year high, rising sharply from pandemic lows and signaling deeper pressure in the housing market. In this episode, we break down what’s really happening behind the numbers — including how lenders may be tightening risk and what that could mean for homeowners facing renewals in 2026. We also explore rising power-of-sale activity, the changing lending environment, and practical steps people can take to protect themselves or spot opportunities.
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