The Fed may pivot soon—not just because of inflation but weakening jobs. Hiring has slowed sharply, signaling a soft labor market. With a government shutdown and political pressure from Trump, the Fed may cut rates 0.25–0.5% by year-end to avoid deeper slowdown. Rate cuts make borrowing cheaper but risk higher inflation. Advice: hold 3–6 months cash, reduce debt, build skills, protect income, avoid overspending, and stay steady as your money’s value and rates shift again.
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