CPPโs Q1 2026 return was just 1%, far below the S&P 500โs 11%, while executives earn millions in bonuses. Canadians pay $8,000/year for a max $1,400/month payout, yet CPP faces $1.1 trillion in unfunded liabilities. The system underperforms, destroys wealth, and acts like a Ponzi scheme. Individuals must take control of their retirement, investing independently rather than relying on a broken pension plan.
The CPP Scam: How Canadians Are Being Robbed Blind
