Renewals are coming for Canadians who bought at peak prices in 2020–2021, and some analysts warn the pressure could hit banks hard in 2026. This breakdown looks at RBC, TD, and CIBC cash flow trends, earnings vs. balance-sheet red flags, and what may be happening behind the scenes. It also connects the dots to a slowing housing market, rising credit stress, and investor-driven bubbles that fueled prices—especially in Ontario and B.C.—and why 2026–2027 could be a rough stretch.
TD & RBC ARE BURNING CASH: The 2026 Mortgage RENEWAL-GEDDON
