DEBT FOREVER: Canada’s Housing Crash Destroys the Dream of Retirement

Canada’s housing mood has flipped hard since 2021–2022. Back then, listings and video tours could pull thousands of views fast. Now, agents report view counts dropping from “1,000+” to “10,” showing how demand and confidence have dried up. At the same time, retirees with weak pensions may end up leaning on home equity—staying leveraged longer than planned. Add softening rents as student demand fades, plus a surge of purpose-built rentals, and you get a market shifting from frenzy to fatigue.

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